Oakland and Genesee County Michigan Real Estate
Oakland and Genesee County Michigan Real Estate .... Homes For Sale....Search Property Listings    
Kari Trail Butz
 
Kari Trail Butz

Oakland County Michigan Real Estate Homes for Sale.....IDX Search


For a detailed Agent Search, get answers to Your questions,
or to set up a Property Showing
Please Contact Kari...................

An Agent Who Specializies in Real Estate "Buyer"Representation


Kari@BuyMiHomes.com
Direct Mobile248-459-9789


Calculators


Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.


Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
0.43%of Cost
Annual Property Tax:  $  
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results
  Receive this Detailed Analysis


Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 
Income Needed to Qualify for the Mortgage
 
Total Monthly Loan Payment:  
Total Monthly Debt Payment:  
Monthly Loan Insurance (%):  
Qualifying Income of % GDS Ratio:  
Qualifying Income of % TDS Ratio:  
 
What You Can Afford
We are using the % ratio.
Cost of House:  
Down Payment:  
Loan Value:  
Monthly Principal & Interest:  
Monthly Insurance:  
Monthly Property Tax:  
Monthly Condo Fees:  
 
Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate)
Monthly Rent: $
  No. of Years you plan on keeping the home:
Annual Rental Increases:   %   Yearly Appreciation on the Home: %
Monthly Renter Insurance: $   Annual Home Maintenance: %
Savings or Investment Rate:   %  


News



Oakland County RSS from The Detroit News
GOP optimistic in heavily Dem Oakland County state House district2/22/2012 6:27 AM
Pontiac — A Republican teacher will battle a longtime Democratic county commissioner at the polls Tuesday to fill a vacant state House seat.
3 accused of West Bloomfield attack charged with ethnic intimidation2/22/2012 6:27 AM
Bloomfield Hills — Assault charges were upgraded Tuesday to felony counts of ethnic intimidation for three West Bloomfield men accused of attacking and shouting slurs at an African-American man last year.
SUV crashes into West Bloomfield Twp. beauty salon2/22/2012 9:17 AM
West Bloomfield Township— The fire and police departments are responding to a crash Wednesday morning in which a sports utility vehicle was driven into a beauty salon.
Pontiac boy, 15, and man, 22, charged in double slaying2/21/2012 8:47 AM
Pontiac — Two residents — one a 15-year-old boy — were charged Monday in the fatal shooting last week of two women in their Pontiac home.
Family, friends struggle with Pontiac pair's murder2/19/2012 11:00 PM
Pontiac -- The Oakland County Sheriff's Office said a 22-year-old man was taken into custody early Saturday in connection with the deaths of Luann Robinson and Loretta Culpepper Fournier. Investigators are also seeking a possible second suspect.

Contact Kari


Kari Trail Butz
 
Kari Trail Butz
Email Kari
 
Cell: 248-459-9789
Fax: 248-620-3384
Address: 6510 Town Center Dr., Ste. D
City: Clarkston
State: Michigan 48346

Oakland, Lapeer and Genesee County Homes For Sale


Oakland County Michigan Homes For Sale

Lapeer County Homes For Sale

Genesee County MI Homes For Sale

Kari Trail Butz........Realtor..........Buyers Agent
Kari@BuyMiHomes.com

248-459-9789

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